1. Acceptance of Terms

By accessing, browsing, or utilizing floridacondocheck.com (the "Service"), you agree to be bound by these Terms of Service, our Privacy Policy, and our Legal Disclaimer. If you do not agree to these terms, you must discontinue use of the Service immediately.

2. Permitted Use & Intellectual Property

All content, interactive software components, statutory checklists, calculators, CSS stylesheets, and design layouts appearing on the Service are the intellectual property of Florida Condo Check. You are granted a limited, revocable, non-exclusive license to use the tools and print amortization schedules for personal, non-commercial purposes.

You agree not to scrape, reverse engineer, republish, or duplicate our proprietary calculation algorithms, statutory diagnostic engines, or written articles without prior written authorization.

3. Third-Party Advertisements & AdSense Disclosures

The Service displays advertisements served by Google AdSense and third-party advertising networks. Advertisements are labeled ADVERTISEMENT or SPONSORED LINKS. We do not control or endorse the third-party products, loan programs, or legal services appearing in advertisements.

4. Disclaimer of Warranties

The Service is provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, whether express or implied. Florida Condo Check makes no warranty that the information provided is complete, error-free, or continuously updated to reflect immediate legislative amendments enacted in Tallahassee.

5. Limitation of Liability

To the fullest extent permitted by Florida law, Florida Condo Check, its affiliates, directors, researchers, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages resulting from your use of the educational guides, interactive calculators, or external links.

6. Indemnification

You agree to defend, indemnify, and hold harmless Florida Condo Check and its operators from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your violation of these Terms or your reliance upon information provided on this platform.

7. Governing Law, Jurisdiction & Venue

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without giving effect to any principles of conflicts of law. Any legal proceeding arising out of or relating to these Terms shall be instituted exclusively in the state courts located in Miami-Dade County, Florida.

8. Modifications to Terms

We reserve the right to modify these Terms at any time. Updated terms will be posted with a revised effective date. Your continued use of the Service after changes constitute your acceptance of the updated Terms.